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2014
07-14

How to properly use a credit card

Most people have credit cards, when you use your credit card, you should know some common sense.
1, your credit card's credit limit and encashment limits.
2, the monthly billing date, repayment date, the final repayment date of the algorithm.
3, using the mailbox when the monthly bill sent to you, or email, or sent directly to your phone
4, your credit card interest free days.
Encashment and overdraft credit cards to pay attention to the issue.
1, if there is no ability to repay, do not overdraw casually.
2, is currently taking a credit card to charge a fee.
3, take the cash from the start that day, there will be an interest to produce, paying the money until you this fall.

如何正确的使用信用卡
大部分人都拥有信用卡,在使用信用卡消费时,应该了解的一些常识。
1、你的信用卡的信用额度和取现额度。
2、每个月的账单日,还款日,最后还款日的算法。
3、每个月的账单时采用信箱寄给你,还是电子邮件,或者直接发送到手机
4、你的信用卡的免息日。
信用卡透支和取现时要注意的问题。
1、如果没有偿还的能力,就不要随便的透支。
2、信用卡取现时是要收取一定的手续费的。
3、从取现那一天开始,就会有一笔利息产生,直到你将这笔钱还掉。

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